Most closing-cost calculators online are national. These two taxes are Georgia’s own, written into the Official Code of Georgia.
Georgia's real estate transfer tax is $1 for the first $1,000 of the sale price plus 10 cents for each additional $100 or part of $100, which works out to $1 per $1,000. It must be paid before the deed can be recorded (O.C.G.A. 48-6-1 to 48-6-10). (Georgia Department of Revenue: Real Estate Transfer Tax, checked 2026-10-19)
Georgia's intangible recording tax on a long-term note secured by real estate is $1.50 per $500 (or part of $500) of the note's face amount, up to $25,000 per note. The lender may pass the tax on to the borrower. (Georgia Department of Revenue: Intangible Recording Tax, checked 2026-10-19)
What they come to at luxury prices
| Price | Transfer tax on the deed | Loan (80% of price) | Intangible tax on the loan |
|---|---|---|---|
| $1,000,000 | $1,000 | $800,000 | $2,400 |
| $1,500,000 | $1,500 | $1,200,000 | $3,600 |
| $2,000,000 | $2,000 | $1,600,000 | $4,800 |
| $3,000,000 | $3,000 | $2,400,000 | $7,200 |
| $5,000,000 | $5,000 | $4,000,000 | $12,000 |
Who pays which
The statute says what the tax is; who pays it is negotiated in the contract. Ask your agent and the closing attorney how your contract assigns each one.
Georgia treats conducting a real estate closing as the practice of law, so a Georgia attorney must handle the closing (In re UPL Advisory Opinion 2003-2, 277 Ga. 472 (2003)) (not yet confirmed by the official source). (Supreme Court of Georgia, In re UPL Advisory Opinion 2003-2, 277 Ga. 472, 588 S.E.2d 741 (2003), via secondary summaries, checked 2026-10-19)
Add the yearly property tax for the right jurisdiction with the tax and closing-cost estimator.
Written by the Luxury Homes in Alpharetta Editorial Team. AI tools help us draft; people check every fact before it publishes.
Tax rates, exemptions and rules change every year. Every number on this page links to the office that sets it; confirm with that office before you rely on it.
